Good at choosing online loans, far from foolish
Make sure you are good at choosing online loans when you need them. This is because the platform itself is very much in Indonesia. Its development took place in recent years, when this system was known to the public. The number of these bodies increased in the introduction.
Of course, not all online loans are of high quality. Some of them are still of new age, so the specified standard does not meet the specifications. If you are cheated and you have such a platform, you may be at a disadvantage. That’s because the platform might actually hurt you.
In order not to be mistaken and not to make the wrong decision, it is imperative to have an optional nature when choosing it. With this optional feature, the resulting quality is definitely the desired. In fact, there are some tips to consider when choosing one. Always be good at choosing an online loan if you take into account the following tips.
Choose a platform with high credibility
The first clue when choosing an online loan is to pay attention to its authenticity. The standard of one’s own authenticity is not so complicated. The most important point of this credibility is your registration with the FSA. If the loan has confidence, the loan must be registered with the IOR. It is very easy to see for yourself.
There are already many functions on the Internet to check if the loan is registered with the IOK. Make sure you are good at choosing online loans if you pay attention to this point. If a platform is not registered with the FSA, it means that the platform is illegal. Illegal platforms can harm you because the interest is too great and similar.
The requirements for a platform with credibility are then high on your website or website. There is definitely an official website or app that has an established look on a platform with high credibility. Do not choose a loan that uses a free website. Do not choose loans that offer both WA and SMS.
Its authenticity is highly questionable if the official website and app itself is not owned by you. In addition, high-quality lending sites and applications always provide complete information about pinyol itself. important information such as interest and credit options. Creating such an array is not as easy as it seems.
It can be concluded that the site has high credibility. Also, do not forget to pay attention to the call center as a kind of good in choosing online loans. A quality CS platform always provides consumers with high quality. High-quality CS is always easy when you get in touch.
In fact, some high-end platforms activate CS for up to 24 hours. Since CS is still active for a long time, all questions of consumers are fully answered. CS’s response is also decidedly satisfactory, so consumers should feel no less than the answer.
Also make sure that the platform does not harm consumers
In addition to having a high degree of credibility, you can also prove that you are good at choosing online loans by choosing a platform that does not harm consumers. The first point of the topic is natural attractions. When taking a loan, the loan cannot be accompanied by interest. Flowers should be of different sizes.
It is from this interest that the owner of the platform will have the benefit and will be able to keep his business. Indeed, one of the main difficulties in the loan itself is the presence of daily interest. Interest on Haria must be paid if the payment is due earlier. Daily interest is indeed a common thing.
However, on some platforms, daily interest is often too high. In fact, there are those who set the daily interest rate by more than 2%. Now imagine that you took 10 million rupees with a daily interest rate of 2%. With it, daily interest reaches 200 rupees miles.
If the payment is delayed by a month, then the interest has reached 6 million rupees. this is quite amazing considering that the amount of the initial loan is more than half. A kind of good at choosing an online loan, be sure to choose a platform that costs no more than 1%.
This is the standard fee chosen and recommended by the FSA. Therefore, choose another platform if the daily interest alone exceeds 1%. Also, do not forget to pay attention to the platform lending mechanism. If the lending mechanism itself is not clear, then suddenly you can cut to too large an amount.
This problem usually occurs when the selected platform is not transparent in providing credit data. Therefore, you should always choose a pinyol, which in this case is open. Usually a thumb, the mechanism includes 3 main things. The three things include repayment limits, installment simulations, and interest rates.
Some of the best platforms and their contacts
As a kind of good choice, not all platforms are optional. There are those that are worth choosing because of their advantages. MoneyMan is your first choice. MoneyMan itself is actually more dedicated to college students. This gives students the opportunity to meet their needs when they are on the run.
Most loans are intended only for employees. UangTeman has its own official office in South Jakarta. For more information, cs can be contacted by calling 021-8062-3000. Next up is Kredivo. This is one of the fastest growing online loans. Its popularity continues to grow.
When a first program registers, it can cost up to 30 million rupees. it’s certainly not the size. Kredivo itself is available on an application form or official website. The contact itself can be contacted in the watch. To contact him, call 0807-1573-348.
KTA Instan can also be used to prove that you are good at selecting loans online. Its popularity is not as high as the other names in this review. This is due to the fact that the special property of the KTA is immediately in the income limit of borrowers. When a person wants to take out a loan there, the person’s income should not be less than 3 million rupees.
If the income is less, further processing is not possible. The KTA itself is an online option if you often feel difficult sharing online loans that require borrowers to meet a number of needs. The process here is quite simple because it is completed within 1 minute.
Finally, Credit Pintar may also be an option. The uniqueness of smart credit lies in the requirements, you only need an identity card in order to pay off funds there. When a loan arrives, a person is asked to accept an identity card.
Tips when taking out a loan online
Although the loan is provided online, this does not mean that a person can be arbitrary in his salary. Choosing an online loan will be useless if someone does not take the payment seriously. If you can, always make a deposit before it expires.
This will make it quieter and reduce the possibility of forgetting to pay. Keep in mind that they charge daily interest, which is charged if there is a delay in payment. Instead of losing large sums of money because of this, always make sure to pay as quickly as possible.
Do not forget to selectively select the platform. If you make the wrong decision, bad things can happen. These bad options include high interest rates, inconvenient billing processes, and compromised privacy. Always make sure to be selective, careful and good at choosing loans online.